Free Resource
The Long-Term Care Planning Checklist
A simple, step-by-step guide to help you understand your options, assess your situation, and take action — before care decisions become urgent.
What's inside
Understand the Basics
- Learn what long-term care includes (home care, assisted living, nursing facility, adult day care)
- Understand the difference between Medicare and Medicaid for long-term care
- Estimate the potential cost of care in your state
Assess Your Situation
- Review your current health and family health history
- Discuss care preferences with your spouse or partner
- Talk with adult children about your plans
- Identify who would provide care if needed tomorrow
Review Your Options
- Understand traditional long-term care insurance
- Explore hybrid life insurance / LTC solutions
- Consider asset-based long-term care strategies
- Check if you have any existing LTC rider on current policies
Plan Financially
- Review retirement savings and investment timeline
- Consider how inflation may affect future care costs
- Evaluate self-funding versus insurance
- Coordinate with your financial advisor or estate attorney
Take Action
- Compare quotes from multiple carriers
- Understand elimination periods and benefit periods
- Review inflation protection options
- Schedule a strategy call with a licensed professional
Get the Checklist
Enter your details below and we'll send the checklist straight to your inbox. No spam, no pressure — just a helpful resource.
Want a personalized review instead?
Schedule a strategy call to discuss your specific situation with a licensed professional.